Cashix
Design & Development of instant loan app: a complex fintech mobile app for instant credits
Design and Development of mobile application for instant credits
Location
Location
Switzerland
Industry
Industry
Fintech
Cooperation model
Cooperation model
Time & Material
Partnership period
Partnership period
Sept. 2019 - Oct. 2020
Team size
Team size
4
CG24 Web
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ReactLibraries
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JestTesting framework
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ReduxLibraries
Cashix Mobile App
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TypescriptLanguages
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React NativeLanguages
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FirebasePlatforms
Cashix Web Admin
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JestTesting framework
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TypescriptLanguages
-
ReactLibraries
Backend
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JavaLanguages -
KubernetesFrameworks -
MailjetPlatforms
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SpringFrameworks -
DockerPlatforms -
PostgreSQLDatabases
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HibernateFrameworks -
TwilioPlatfroms
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HibernateFrameworks
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TwilioPlatforms
About the instant loan
Cashix is an instant loan app: a complex fintech mobile application covering a full cycle of instant microcredits for loan amounts up to 2K Euros for individuals.
The main goal of the project was to create a service where you can instantly get a short-term loan via communication with chatbot and without filling out millions of forms and standing in queues of financial instances.
After downloading the application for iOS or Android, the user goes through a quick onboarding and validation process by third parties legal instances and in a few seconds after, can use the microcredit.
About the client
CreditGate24 is a Swiss online platform for the financing of private and business loans. The company decided to create a revolutionary product for the Swiss banking system, where instead of a bank, the instant loans are financed by private and institutional investors.
The platform was launched in March 2015 and is aimed at making the credit process more efficient, faster and comfortable to a client.
Сhallenges overview
The customer requested to create a mobile app for instant credits to individuals from scratch. An instant loan mobile application is just a tool on a way to reach a large-scale goal – change the traditional way people get microcredits in Switzerland and simplify the process to a few steps.
During the project, NerdySoft developers had to address the following challenges:
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Initial plan was to use the existing backend for a new application. NerdySoft company suggested to develop separate backend for Cashix application and connect it with CG24 platform into a single ecosystem
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KYC flow implementation via 4 simple steps using PlxVision tool
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Provide fast and secure digital user verification in real time using Machine Learning and Machine Vision
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Intelligent identity verification in real time & secure customer onboarding
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Initial plan was to use the existing backend for a new application. NerdySoft company suggested to develop separate backend for Cashix application and connect it with CG24 platform into a single ecosystem
-
KYC flow implementation via 4 simple steps using PlxVision tool
-
Provide fast and secure digital user verification in real time using Machine Learning and Machine Vision
-
Intelligent identity verification in real time & secure customer onboarding
Solution
NerdySoft team has come to Berlin to meet a client, and after a long workshop we decided to create a unique platform that can be connected to any bank card to help users get microcredit anywhere and anytime.
The NerdySoft team was involved in the development of Cashix instant loan mobile application from scratch and suggested the following:
Easy verification via third-party instances
Develop documentation considering all possible inputs and outputs
KYC flow implementation using Machine Learning
Modern and responsive UI
Develop Cashix mobile application for iOS and Android
Credit check: User credit score check implementation during verification process
Development of user-friendly chatbot mechanism for customer support and onboarding
Credit check: User credit score check implementation during verification process
KYC flow implementation using Machine Learning
Development of user-friendly chatbot mechanism for customer support and onboarding
Develop documentation considering all possible inputs and outputs
Easy verification via third-party instances
Develop Cashix mobile application for iOS and Android
Modern and responsive UI
Result
NerdySoft helped CG24 to build a credit card with a unique combination of features that will change the industry of instant loans in Switzerland forever.
Our team has built the platform with an algorithm system, which automatically makes decisions relying on data we gather through integration with 3-rd parties. You don’t need to fill out numerous forms or stand in queues to get a personal loan in Switzerland anymore.
Soon, we are planning to launch more exciting and revolutionary features for Cashix, so stay tuned.
Result
NerdySoft helped CG24 to build a credit card with a unique combination of features that will change the industry of instant loans in Switzerland forever.
Our team has built the platform with an algorithm system which automatically makes decisions relying on data we gather through integration with 3-rd parties. You don’t need to fill out numerous forms or stand in queues to get a personal loan in Switzerland anymore.
Soon, we are planning to launch more exciting and revolutionary features for Cashix, so stay tuned.
CG24 Group had a great experience with NerdySoft in initiating the development of fully fledged microlending app. From the start the team from NerdySoft focused on the essential components of the project. The team managed the whole project highly professionally and competently from project management, over UX and UI Design and Frontend/Backend development. To top it off the excellent quality of work, they were also friendly and very pleasant to work with. We are happy to recommend NerdySoft without reservations.
Patrick Winterhoff
Chief of Staff and Projects at CG24 Group
CG24 Group had a great experience with NerdySoft in initiating the development of fully fledged microlending app. From the start the team from NerdySoft focused on the essential components of the project. The team managed the whole project highly professionally and competently from project management, over UX and UI Design and Front-/ Backend development. To top it off the excellent quality of work, they were also friendly and very pleasant to work with. We are happy to recommend NerdySoft without reservations.
Patrick Winterhoff
Chief of Staff and Projects at CG24 Group
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